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Thomas W. Stallings, CLU, RHU, FLMI, AIRC, ACS
Professional Market Practices, Inc. * Experience: Began in the insurance industry more than 37 years ago. More than 25 years in all facets of life, health and property/casualty sales. Has been an agent, broker, general agent, Managing General Agent, Agency Secretary, Trainer, Regional Sales VP, and was president of a successful five-state insurance marketing organization for 10 years.

* Qualifications: Served as Market Conduct Officer for a mid-sized mutual life company for seven years. Worked on every committee during the formation of Insurance Marketplace Standards Association (IMSA) with the exception of the CEO Task Force and served as a Deputy to the first IMSA Chair. After serving as Chair of the training committee that introduced IMSA to the insurance industry, became an Independent Assessor and continues in that capacity. Was Chair of the initial Assessor Standards Committee of IMSA. Served on the original committee for the formation of what is now known as the Compliance Section of the ACLI.

* Industry education and contributions: Obtained the FLMI designation in 1974, followed by the CLU, AIRC, RHU, ACS and AIAA designations. Has written numerous industry magazine articles and been a presenter and speaker for LIMRA, AICP, LOMA, ACLI and other trade organizations and companies.


C.J. Rathbun, FLMI, AIRC, HIA, ACS
Professional Market Practices, Inc. * Experience: After a career in process improvement, communications, and training, joined the insurance industry in 1995. Has provided market conduct services to the insurance industry since the 1997.

* Qualifications: Has worked with over 70 client companies in Market Conduct and Best Practices and ethics consulting. Has provided education workshops, IMSA services, and consulting for ethics and insurance advertising to a broad range of insurance companies. Helped develop and co-teaches "A Practical Approach to Advertising Compliance for the Insurance Industry" seminar as well as the new Regional Best Practices Seminars nationwide. Is an approved IMSA Independent Assessor.

* Industry education and contributions: Obtained FLMI, HIA, AIRC, and ACS designations within two years of entering the insurance industry. Author of a study guide companion to the IMSA Handbook for both the home office and field. Instrumental in organizing the new Insurance Advertising Compliance Association (IAdCA) whose inaugural meeting was spring of 2002.

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